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Complaints Policy

At Plendoz.co.uk, providing an exceptional customer experience is our top priority. If you would like to express your dissatisfaction with any of our services, please follow our complaints procedure, below. If you have a complaint about your lender, please contact that lender directly.

How to File a Complaint

Please provide a detailed description of your complaint along with your contact information to our Compliance department by email at: info@Plendoz.co.uk.

You may also direct your complaint to us by post or by telephone:

TdotUK Limited
c/o Compliance Department
Platinum House, Suite 5,
23 Hinton Rd, Bournemouth
BH1 2EF

Telephone: 0808 189 0649

Response Time

Upon receipt of your complaint, we will do our best to resolve it by the end of the next business day.

If we’re unable to do this, we will send you a prompt written acknowledgment of your complaint within three (3) working days and tell you who is handling it. In addition, we will provide you with a copy of our complaints handling procedure.

The complaint process might require an internal or external investigation, which may result in a longer resolution time. If we need to investigate your complaint further to respond fully, we will tell you and keep you regularly updated. Please note that complicated complaints might prompt a comprehensive investigation. We will send our final response as soon as possible, but in any case within eight weeks of receiving your complaint. We regret that not all complaints can be resolved to the satisfaction of the customer.

Financial Ombudsman Service (FOS)

If you are unhappy with our response to your complaint, you may contact the Financial Ombudsman Service for their consideration. The website for the FOS is http://www.financial-ombudsman.org.uk. Please contact the Financial Ombudsman Service within six months of receiving our final response.

Note: Please ensure that you are contacting the FOS with regard to the correct party. We are a brokerage service, and not a lender. We do not make credit decisions, issue loans, or engage in collection activity. Please contact us if you have a question about the identity of your lender.

The Financial Ombudsman Service
Exchange Tower
London
E14 9SR
Telephone: 0300 1239 123
Email: complaintinfo@financial-ombudsman.org.uk

Dispute Resolution

In addition to the options described above, you may also request a review on the European Online Dispute Resolution platform, located at: http://ec.europa.eu/consumers/odr.

BCCA

If you would like to make a complaint to our trade association, BCCA, their contact details can be found below. As a first step, the BCCA will refer your complaint to its Chief Executive (or a nominate representative) who will make sure to investigate it and send a response to you.

Chief Executive
BCCA
Suite 7
Station House
Central Way, Warrington
WA2 7FW

Telephone: 01925 737100
Email: info@bcca.co.uk

http://www.bcca.co.uk

Please be advised that you can turn to the Financial Ombudsman Service without first referring the complaint to the BCCA.

 

Rates from 48.9% APR to max 1304% APR. Minimum Loan Length is 3 month. Maximum Loan Length is 18 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable).

Plendoz.co.uk is not a lender and does not make credit decisions. Plendoz.co.uk matches customer applications with lenders in our network based on the information provided, in exchange for a commission paid by the lender for advertising services provided. There is no guarantee that you will be accepted by a lender or that you will be offered terms suitable for your financial needs. Not all lenders will be able to provide amounts up to £2500. The time required to process and transfer the loan varies by the lender. This website does not directly endorse any particular product or service. Any information on this site should serve as opinion only. As a condition of extending credit, some lenders you may be matched with may run a credit check from a credit reference agency. Late or missed payments may be subject to increased fees and/or interest rates.

Plendoz.co.uk is a registered trading name of TdotUK Limited, which is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 688026. TdotUK Limited is registered in England and Wales (Company number 09225672), with a registered office located at Platinum House, Suite 5, 23 Hinton Rd, Bournemouth BH1 2EF. Licensed by the Information Commissioner’s Office under registration number: ZA128431.

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WARNING: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk